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HIGH NET WORTH INDIVIDUALS
(defined in FSMA, Section 48(2) Somebody who had, throughout the financial year immediately preceding the date of receipt of this communication, an annual income to the value of £100,000+ OR net assets to the value of £250,000+ excluding the property used as their primary residence or any money raised through a loan secured on that property, any rights under a qualifying contract of insurance, any benefits in the form of pensions or otherwise, which are payable on the termination of service, death or retirement to which they or their dependents are or may be entitled.
SELF-CERTIFIED SOPHISTICATED INVESTORS
(defined in FSMA, Section 50A(1) Somebody who is a member of a network or syndicate of business angels and has been for at least the last six months prior to the date of receipt of this communication, OR has made more than one investment in an unlisted company in the two years prior to the date of receipt of this communication, OR is working (or has worked in the two years prior to the date of receipt of this communication) in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises, OR is currently (or has been in the two years prior to the date of receipt of this communication) a director of a company with an annual turnover of at least £1 million.
1 years Upfront Income Paid In Advance